Student Loan – If you are a Nigerian student in any higher institution, and you want to fulfill your dreams and live your life to the full, then this article is for you. You can now fund your education through SmartCredit Loan.
About Smart Credit Loan
SmartCredit educational loan is an unsecured personal installment loan provided by Standard Chartered bank designed to help you fulfill your dreams and live life to the full.
This loan can be used to pay college fees and living expanses.
Students with the help of family and friends who have a full time job can apply for this loan.
Whether to buy a car, pay school fees for a post-graduate degree or for home improvement needs, SmartCredit offers you a quick, convenient personal financing solution.
Features of SmartCredit Loan
- Borrow up to N10 million
- Convenient monthly repayments for up to 72 months
- Loans are granted at the sole discretion of Standard Chartered Bank, and only to customers who meet the eligibility criteria.
- Other terms and conditions apply.
Eligibility for Student Loan
- Minimum net salary of NGN 50,000
- Letter of confirmation from employer
- Valid identification document
Signed application form
Bank statements for the last 3 months
Pay slips for the last 3 months
Copy of driver’s license, international passport, national ID or voter’s card
Copy of company or staff ID card
Marriage or birth certificate (where applicable)
Letter of undertaking from employer to domicile your salary with Standard Chartered Bank
Utility bills or address verification documents
Important Information Documents (IID)